By linking your bank accounts, superannuation, loans and other financial institutions you hold an account with, the personal wealth portal will automatically categorise your incoming and outgoing transactions. At times, it may not categorise a transaction to the category you want. Where this happens you can manually re-categorise the transaction and the change will be made automatically for this transaction in the future. You can view your income and expenses over different time frames or a customised timeframe and see trends in your spending and earning that help to create a budget.